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Technical Analysis & Clauses
A specialized space dedicated to the in-depth analysis of maritime insurance policies, international wordings, and the fine print. We compare Institute Yacht Clauses (IYC) against Spanish and European conditions to provide technical clarity for yacht owners, captains, and B2B marine clients.


Boat grounding or impact: first steps, surveyor and insurance
What to do after a boat grounding or impact: safety, insurer notification, surveyor, towing and evidence before repairs or returning to sea.

Victor Cabrera Bellon
Oct 135 min read


Freight forwarder, NVOCC and logistics operator: liability and insurance
Freight forwarder, NVOCC and logistics operator liability: what to check in insurance and why operator liability cover does not replace cargo insurance.

Victor Cabrera Bellon
Oct 65 min read


IMDG 42-24 and containers lost at sea: reporting duties and cargo insurance in 2026
IMDG 42-24 and lost containers in 2026: dangerous goods, SOLAS reporting duties and how cargo insurance differs from shipowners’ P&I cover.

Victor Cabrera Bellon
Sep 296 min read


Hurricane box: insurance checks before sailing to the Caribbean
Planning an Atlantic crossing? Check your yacht policy's hurricane box, dates, named storms, deductibles, crew requirements and Caribbean hurricane plan.

Victor Cabrera Bellon
Sep 265 min read


Hull and machinery insurance: cover structure, limits and exclusions
What hull and machinery insurance covers: damage, breakdown, agreed value, deductibles, exclusions and coordination between H&M and P&I.

Victor Cabrera Bellon
Sep 227 min read


P&I insurance: what it covers and how it relates to marine liability and H&M
What P&I insurance covers and how it differs from marine liability and H&M. Coordinate ship liabilities and physical damage without insurance gaps.

Victor Cabrera Bellon
Sep 156 min read


Used boat survey and valuation: what to check before buying and insuring
What to check in a used boat survey and valuation before purchase and insurance: hull, engine, documents, sea trial, market value and report.

Victor Cabrera Bellon
Sep 99 min read


Cargo damage claim: what to do during the first 48 hours
Cargo damaged, lost or short? Learn the first steps: notify insurers, reserve rights against carriers, preserve evidence and arrange a survey.

Victor Cabrera Bellon
Sep 37 min read


General average for cargo owners: security, documents and first steps
General average declared? What cargo owners should do: average bond, insurer’s guarantee, documents, cargo retention and insurance response.

Victor Cabrera Bellon
Aug 286 min read


Marina, shipyard and repairer liabilities: risk and insurance map
A practical liability map for marinas, shipyards and repairers: vessels in custody, workmanship, lifting, pollution, contracts and insurance gaps.

Victor Cabrera Bellon
Aug 226 min read


Incoterms® 2020 and cargo insurance: who bears the risk?
Learn who bears the risk and who arranges cargo insurance under each Incoterms® 2020 rule, with a focus on CIF, CIP and container shipments.

Victor Cabrera Bellon
Aug 116 min read


Institute Cargo Clauses A, B and C: differences and how to choose
Compare Institute Cargo Clauses A, B and C: insured perils, exclusions and how to choose cargo insurance for the goods, route, Incoterm and policy wording.

Victor Cabrera Bellon
Aug 49 min read


Institute Yacht Clauses (IYC) vs local wordings: how to compare boat insurance
Compare Institute Yacht Clauses and local wordings: physical damage, machinery, value, navigation, liability, exclusions and yacht insurance checks.

Victor Cabrera Bellon
Feb 157 min read
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